Could You Get Social Security, SSI, and Medicaid at the Same Time? Yes—Here’s How

• Author: Elizabeth Miller
• Posted: 2025-05-28

Navigating benefits can feel confusing, but here’s something that might make your day: you may be eligible for Social Security, Supplemental Security Income (SSI), and Medicaid all at once.

And you wouldn’t be alone—millions of Americans already receive a combination of these benefits, unlocking more monthly income and better healthcare support.

What’s the Difference Between Social Security and SSI?

• Social Security is based on your past work and includes retirement, disability, or survivor benefits.

• SSI is a needs-based program for people with limited income and assets, especially those who are 65+, blind, or disabled.

Together, they can provide extra monthly financial help, even if you’re already collecting Social Security.

SSI Income Limits for 2025

To receive SSI in 2025:

• Single person: Must have less than $967/month in income

• Married couple: Must have less than $1,450/month

• Assets must be under: $2,000 (individuals) or $3,000 (couples)

Social Security counts toward income. Pensions, unemployment, and veterans' benefits count too—but earned income has some exclusions.

Your home and primary car are not counted as assets.

If you’re unsure about what assistance you qualify for, take a look here.

Medicaid and Dual Eligibility

In most states, getting SSI means you’re automatically enrolled in Medicaid—which helps cover:

• Prescriptions

• Long-term care

• Doctor visits and hospital stays

• Medicare premiums (if you have Medicare too)

Even if you only get Social Security, you may qualify for Medicaid if your income is low enough.

How to Apply for All Three

• Social Security & SSI: Apply at ssa.gov or call 1-800-772-1213

• Medicaid: Apply through your state’s Medicaid office or visit Benefits.gov for help

Have your financial and medical documents ready to speed up the process.

Why This Matters

Receiving all three benefits—Social Security, SSI, and Medicaid—can provide a stronger safety net for:

• Seniors living on fixed incomes

• People with disabilities

• Families managing multiple needs

Don’t miss out. Even if you already receive one benefit, it’s worth checking if you qualify for the others.

-

Dive into more great content at FindFamilyBenefits and discover expert tips and fresh insights on maximizing your retirement savings, debunking health myths, and more.

Join us today and live your best life!