Social Security Recipients: Your Tax Forms Could Arrive Early This Year


If you receive Social Security benefits, the period right after Christmas is an important time.


Starting December 26, the Social Security Administration (SSA) will begin sending out key tax forms for 2025 that you’ll need for your 2026 tax return.

These forms provide a detailed summary of your benefits and are essential for accurate filing:

  • Form SSA-1099 – for U.S. citizens receiving Social Security benefits.

  • Form SSA-1042S – for non-citizens who received Social Security benefits.

Read: Holiday Relief: SSI Recipients Can Get Their January Payment Right After Christmas
 

How to Access Your Forms Early

While the SSA mails physical copies starting December 26, many recipients can download their forms online via my Social Security account as early as December 25, just after Christmas. Most mailed forms arrive by late January.
 

Why This Matters for Families

For households managing multiple Social Security recipients, reviewing these forms promptly is critical.

Recent legislative updates could affect reported benefits, meaning tax obligations or refunds may change.

Checking forms early ensures you can plan your household budget and avoid surprises.
 

Quick Tips for Recipients and Families

  • Download or check your forms as soon as possible.

  • Compare with your personal records to ensure accuracy.

  • Coordinate with family members if multiple people in your household receive Social Security.

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