Retiring on a Budget? These Government Programs Offer More Than Just Social Security


While Social Security is a major part of retirement planning, many seniors don’t realize that several less-publicized programs are available—especially in May.


Whether you need help with medications, groceries, or bills, this month is the perfect time to check for extra support.

A little effort could mean hundreds of dollars saved every month.

If you could use a little extra help, see what benefits you can claim here!
 

Prescription Help Through Medicare’s Extra Help

If you're enrolled in Medicare and paying too much for prescriptions, May is a good time to check your eligibility for Medicare Extra Help.

This federal program lowers premiums, deductibles, and copayments for seniors with limited income.

Many don’t realize they qualify—even with modest savings or retirement accounts.

Applying only takes minutes, and approval can lead to major savings.

Beyond SNAP—Other Food Benefits You May Qualify For

SNAP is helpful, but there’s more out there.

Seniors 60+ may also be eligible for the Commodity Supplemental Food Program (CSFP), which offers monthly packages of healthy food like canned fruits, vegetables, and grains.

Many community centers and churches also provide seasonal food distributions during the spring—no long forms or waiting lists required.

Energy and Housing Help for Warmer Weather

As temperatures rise, LIHEAP cooling assistance programs begin to open in many states. If you need help keeping your home safe and comfortable during the hotter months, now is the time to apply.

Seniors may also be eligible for weatherization assistance—a free service that improves home efficiency and lowers energy bills.

If housing is a concern, May is a great time to check in with your local Area Agency on Aging for leads on rental aid or subsidized senior housing.

 

Retirement Relief Is Just a Step Away

May isn’t just for spring cleaning—it’s a time to tidy up your finances too.

A quick review of available programs could open the door to benefits you didn’t even know you qualified for.

From food to prescriptions and utility help, these resources are here to help you thrive, not just survive.

Take advantage of the season—your budget will thank you.

Previous article: Retirees and Families to Receive Social Security Payment with 2025 COLA Increase

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